Intellitary Terms of Use

These Terms of Use (“Terms”) govern your access to and use of the Intellitary Inc. website, services, AI tools, and related applications (collectively, the “Services”). By accessing or using our Services, you acknowledge and agree to be bound by these Terms, as well as our Privacy & Consent Policy. If you do not agree, you must not use our Services.

Consent to Contact & Retention

By submitting any form, registering, providing your contact information, or communicating with Intellitary’s AI tools, you expressly consent and agree to be contacted by Intellitary Inc., our affiliates, partners, advertisers, and professional service providers by telephone, SMS, email, or other electronic communications. You further agree that your information may be retained in our system until you request deletion, subject to Intellitary’s right to retain certain data for legal, regulatory, or operational purposes.

AI Disclaimer & No Professional Advice

AI-generated content is not reviewed for accuracy and may be incomplete, outdated, or inappropriate. Use of AI outputs is at your own risk. Intellitary does not provide legal, financial, or real estate advice. All content is for informational or entertainment purposes only. Legal, financial, or real estate decisions must be based on advice from licensed professionals.

Affiliate Independence & No Agency

Realtors, mortgage brokers, lenders, and other affiliates referred by Intellitary are independent third parties. Intellitary does not endorse, control, or assume responsibility for their services. Referrals do not create a partnership, joint venture, or agency relationship between Intellitary and such affiliates.

User Responsibility

You are solely responsible for verifying the accuracy and usefulness of information from our Services. Intellitary assumes no responsibility for your decisions or outcomes. You must conduct your own due diligence when relying on AI outputs or engaging affiliates.

No Guarantee & Force Majeure

We do not guarantee uninterrupted, secure, or error-free access to our Services. Intellitary is not liable for delays, missed opportunities, or failures caused by outages, errors, or force majeure events outside our control.

Limitation of Liability

Any claim you may assert against Intellitary Inc. is limited to one dollar ($1.00 USD) and must be filed exclusively in the State of Delaware. You waive the right to seek indirect, incidental, special, consequential, or punitive damages.

Dispute Resolution & Waiver

All disputes shall be resolved through binding arbitration in Delaware. You waive the right to a jury trial and to participate in class actions or class arbitrations.

Severability & Survival

If any provision of these Terms is unenforceable, the remainder remains valid. Provisions regarding disclaimers, liability limitations, indemnification, ownership, and dispute resolution survive termination of your use of the Services.

Intellitary Privacy & Consent Policy

Intellitary Inc. (“Company,” “we,” “us”) respects your privacy and understands that you care about your personal data and how it is used. We value your trust in sharing your personal data with us and are dedicated to protecting your privacy, as described in this Privacy & Consent Policy (“Policy”).

Consent to Contact

By submitting any form, registering, providing your contact information, or communicating with Intellitary’s AI tools, you expressly consent and agree to be contacted by Intellitary Inc., our affiliates, partners, advertisers, and professional service providers by telephone (including calls and prerecorded messages), SMS/text messages, email, or other electronic communications. These communications may include marketing messages, service offers, or referrals. Standard message and data rates may apply. You may revoke consent at any time by following opt-out instructions provided in communications, but such revocation does not affect the legality of communications sent prior to revocation.

Retention & Contact

By providing your information, you understand and agree that Intellitary Inc. and its affiliates may retain your information in our systems and may continue to contact you by phone, SMS, email, or other electronic means until you request to be removed or opt out. You may request deletion of your information at any time, subject to our need to retain certain data for legal, regulatory, or operational purposes (such as fraud prevention, compliance, and transaction records). Until such a request is made, your data remains active in our system and you consent to ongoing communications.

1. Scope

This Policy applies to personal data collected by Intellitary Inc. through our websites, mobile apps, AI-powered chat and voice services, mobile-optimized websites, communications (such as emails, SMS, or calls), and other applications or electronic media (collectively, the “Services”). This Policy applies to both consumers and professionals (“you”). Our Services are intended for a general audience and are not targeted to children under the age of 16.

2. Data We Collect and Obtain

We obtain personal data about you from a variety of sources:

• Data you provide directly (e.g., registration forms, voice/chat interactions, submitted documents, reviews, surveys, or customer service communications);
• Data obtained from other sources (e.g., public records, affiliates, service providers, social networks, demographic databases, or partners);
• Data collected automatically (e.g., IP address, cookies, device identifiers, location data, clickstream activity, referring URLs, and usage behavior).

3. How We Use Data

• Provide, personalize, and improve our Services;
• Facilitate referrals to affiliates, partners, and providers;
• Communicate offers, promotions, or updates;
• Prevent fraud and unlawful conduct;
• De-identify data for analytics and reporting;
• Operate, evaluate, and improve our business;
• Facilitate business transfers; and
• Comply with legal obligations and enforce our Terms.

4. Sharing of Data

We may share your personal data with:

• Affiliates and subsidiaries of Intellitary Inc.;
• Service providers who perform services on our behalf;
• Business partners (e.g., real estate professionals, mortgage providers, and advertisers) for referral, referral generation, or marketing purposes;
• Law enforcement or government authorities where required;
• Third parties in connection with a business transfer; and
• Other parties with your consent.

By providing your data, you acknowledge that it may be shared with our affiliates, partners, advertisers, and service providers, and that Intellitary may receive compensation for such referrals or advertising relationships.

AI Limitations & Disclaimer

AI-generated responses are created algorithmically and are not reviewed for accuracy or reliability. Intellitary disclaims liability for any errors, omissions, offensive, or inappropriate material generated by AI. Any use of Intellitary’s AI tools, website features, calculators, or conversational agents is at your own risk. Intellitary does not provide legal, financial, or real estate advice. All AI content is for informational or entertainment purposes only and should not be relied upon for making decisions.

6. Cookies & Tracking

This website uses cookies, pixels, analytics, advertising technologies, and other tracking tools to collect information about your browsing activity, device, and usage. This data may be used to deliver interest-based advertising, measure marketing effectiveness, and personalize your experience. You may disable cookies in your browser, but certain features may not function properly.

7. Your Choices & Rights

You may unsubscribe from our marketing communications at any time by following the “Unsubscribe” link in our emails or contacting us directly. Even if you unsubscribe, we may still send transactional or service-related communications. Subject to applicable law, you may also have the right to access, update, or request deletion of your personal data.

8. Ownership of Information

By submitting information in any form, you acknowledge and agree that such information becomes the property of Intellitary Inc. and may be used, stored, and shared in accordance with this Policy.

9. Free Service & Referral Role

Intellitary provides its Services free of charge to consumers and operates solely as a referral service for real estate, mortgage, and related providers. Intellitary does not represent, warrant, or guarantee the performance, actions, or inactions of any affiliate, partner, or third-party provider. Your dealings with affiliates are solely at your own risk.

10. Indemnification & Liability Cap

You agree to indemnify and hold harmless Intellitary Inc. from any claims or damages arising from your use of the Services, affiliates, or AI content. Any claim against Intellitary is limited to one dollar ($1.00 USD) and must be filed exclusively in the State of Delaware. You waive the right to seek indirect, incidental, special, consequential, or punitive damages.

11. International Data Transfers

The Services are hosted in and managed from the United States. By using our Services, you acknowledge and consent to the transfer and processing of your data in the United States or other jurisdictions, which may not provide the same level of data protection as your home country.

12. Security

We maintain administrative, technical, and physical safeguards designed to protect the personal data we collect. However, no system can be guaranteed to be 100% secure, and we cannot guarantee the security of your information.

Financial & Real Estate Disclaimer

Any financial, mortgage, or real estate estimates provided through our Services are for informational purposes only. They do not constitute appraisals, credit decisions, loan commitments, or guarantees of outcome. Obtain independent professional advice before relying on any such information.

No Guarantee of Availability

We do not guarantee that our Services, AI tools, or referral systems will always be available, timely, secure, or error-free. Access may be suspended or discontinued at any time without notice. Intellitary is not responsible for missed opportunities, failed transactions, or losses caused by delays or outages.

Force Majeure

Intellitary is not responsible for any failure or delay caused by events beyond our reasonable control, including natural disasters, network outages, labor disputes, or governmental actions.

13. Third-Party Links

Our Services may include links to third-party websites, apps, or services not controlled by Intellitary. We are not responsible for the privacy practices or content of third-party sites, and your use of such sites is at your own risk.

14. Updates to This Policy

We may update this Policy from time to time to reflect changes to our privacy practices. If material changes are made, we will provide notice by updating the “Last Modified” date at the top of this Policy or by other appropriate means. Continued use of our Services after changes are posted constitutes your acceptance of the revised Policy.

Dispute Resolution & Waiver

Any disputes will be resolved through binding arbitration in Delaware. You waive any right to participate in a class action or class arbitration.

Severability & Survival

If any provision of this Policy is found unenforceable, the remaining provisions remain in full force and effect. The disclaimers, indemnification, liability limitations, dispute resolution, and ownership provisions survive termination of your use of the Services.

15. Contact Us